Scam library

Impersonation scams

Scammers pretending to be someone you trust — a grandchild, a bank, the government, your boss — and how to verify before you act. There are 7 impersonation guides on Scam Wise.

Impersonation scams are calls, texts and emails from someone claiming to be a relative in trouble, a bank fraud officer, an IRS or police official, a utility, a computer support worker, or your own boss. The guides in this hub deal with the fake emergencies, arrest threats and instant payment demands that come with those stories, and they are written for older adults as well as the family members who help untangle a frightening call. Authority Impersonation Scams, Small Business Impersonation Scams and Government Grant and Loan Scams cover the routine used most often, where a caller invents an official role to create fear or respect and then asks for money in a form you cannot get back.

The habit that helps most is verifying on your own terms. Hang up, look the organisation up yourself, and call back on a number you already have in your records, never the one the caller gave you. AI Voice Cloning & Impersonation Scams explains why a familiar voice is not proof of anything.

Every impersonation guide

Small Business Impersonation Scams
Impersonation · August 6, 2025

Small Business Impersonation Scams

Business impersonation scams happen when crooks pretend to be a trusted company or organization to trick you.

Read: Small Business Impersonation Scams
Government Grant and Loan Scams
Impersonation · August 6, 2025

Government Grant and Loan Scams

Hello Scam Wise readers! Ready to talk about “free money” scams? Because that’s what government grant and loan scams promise – and they’re almost always phony.

Read: Government Grant and Loan Scams
Authority Impersonation Scams
Impersonation · August 6, 2025

Authority Impersonation Scams

This guide covers scams where criminals impersonate authorities – think IRS agents, police officers, court officials, or tech support from big companies.

Read: Authority Impersonation Scams